function validate() 
{
	var msg = "The following information is missing:\n\n";
	var goalert = false;
		if (charter.full_name.value == "") {
			msg += 'Contact Name\n';
			goalert = true;
		}
		
		if (charter.work_phone.value == "") {
			msg += 'Work Phone\n';
			goalert = true;
		}

	if (goalert == true) {
		alert(msg);
		return false;
	} else {		
		//otherwise submit the form
		charter.submit();		
	} 
}